About Halal Inc

Meet the team dedicated to providing ethical, halal home financing solutions

About Halal Inc

Alhamdulillah, we have a wonderful team that has dedicated their time and effort to this endeavor. We are proud to have them on board and are grateful for all the expertise and skills they have contributed.

Our Mission

To provide a truly Halal, Shariah-compliant path to home ownership that is 100% debt-free, riba-free, and mortgage-free. We believe that Muslim families deserve a real alternative to interest-based financing - not just reworded mortgage contracts, but an authentic Musharaka partnership model.


Team Members

Ahmed Saad, M.D. - MBA

Founder

  • 15+ years marketing, management, and entrepreneurial experience
  • Former instructor MBA program, University of New Mexico
  • Co-founder of multiple small businesses and has held executive positions in various industries including Marketing, Finance, Telecommunication, Information Technology, E-commerce, and Online/Digital media

Umar Malik, B.S. Engineering - MBA

Halal Research Partner

  • Head of Originations at Saudi Home Loans (SHL), Riyadh, Saudi Arabia
  • 10+ years of experience in conventional and Sharia products and service structuring including work for W.L Gore & Associates, Cable & Wireless and Motorola
  • Spearheaded the Islamic Home Financing project resulting in one billion Saudi Riyal home financing portfolio in less than 2 years
  • Former VP of Operations, Guidance Financial Group

Sheikh Ghassan Barqawi, MBA - Ijazah in Hadith & Teaching Islam

Shariah Advisor

  • Imam of Islamic Society of Mobile, Alabama
  • Leading figure in Islamic Financing
  • Author of multiple books and publications on the topic including "Al Musharaka Al-Mutanaqisa Al-Mintahiya bit-Tamleek"

Dr. Houcine Chouat, Ph.D.

Islamic Scholar

  • Current president and founder of American International University
  • Professor at The Islamic University of al-Madinah al-Munawarah
  • Author of multiple publications including "Hujjiyat us-Sunnah"
  • Former instructor in Imam Muhammad Ibn Saud University. Also served as Head of Islamic Studies Department, Dean of Students' Affairs, and Head of Research Department in Virginia branch of Muhammad Ibn Saud University
  • Former Director of Research in International Islamic University, Malaysia

Douglas Frank, Realtor

Real Estate Partner

  • Over 20 years experience in Residential Real Estate Market
  • Member of the National Association of Realtors & Prudential's Leading Edge Society
  • Multi-year winner of the NVAR Million Dollar Sales Club
  • Owner of over $1,000,000 of real estate rental properties

Advisors

Suleiman Kassicieh, Ph.D. - MBA

Business Advisor

  • Distinguished Professor of Management, University of New Mexico
  • Former Chairman of Finance, International & Technology Management Department, UNM
  • Former Associate Dean for Research and Economic Development, UNM
  • Author of over 100 publications in the fields of technology, finance, and entrepreneurship
  • Director, Center for Economic Development, University of New Mexico

Tareq Tujjar, B.S. in Electrical Engineering

IT & Telecom Advisor

  • Founder UnitedGlobalnet.com
  • CEO Sheefra Corporation
  • Former COO NetOne International
  • Former CTO Omniat Telecom

Akram Safadi, Ph.D.

Technology Advisor

  • COO NetOne International
  • CIO Consultant, Stratmor Group
  • Former CIO Guidance Financial Group
  • Former CIO at Capital Guidance

Mike Saeed Olwan, CPA

Financial Advisor

  • 30 years experience in tax and Real Estate accounting

Our Mission

To provide accessible, transparent, and truly halal home financing solutions that empower Muslim families to achieve homeownership while adhering to Islamic principles.

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Integrity

Upholding the highest standards of honesty and transparency in all our dealings.

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Sharia Compliance

Ensuring all our products and services strictly adhere to Islamic principles.

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Community

Serving and empowering the Muslim community with ethical financial solutions.