Lead Buyer Program

Become a Lead Buyer

A true Shariah-based solution for home ownership is finally within reach! You can own a home without debt, without riba, and without a mortgage. The Home Partnership Program conforms 100% to the letter and spirit of Islamic law without compromise.

How the Program Works

As a Lead Buyer, you partner with Halal Inc. or one of our licensed investors to purchase a home together:

1. Initial Investment - Contribute your initial investment (as low as 5% of home value)
2. Find Your Home - Work with our trained realtors to find the perfect property
3. Form Partnership - Create a true Musharaka partnership with Halal Inc
4. Move In - Option to rent while you purchase additional ownership shares
5. Build Equity - Purchase shares at your own pace until you own 100%

Why Choose the Lead Buyer Program?

• No Debt - You are never in debt to anyone
• No Mortgage - No bank loans, no interest payments
• No Riba - 100% Shariah-compliant structure
• Shared Risk - Both partners share in expenses and any losses
• Real Ownership - You are a true co-owner, not a borrower

What We Look For

These are the only factors we look at when qualifying potential partners:

• Steady income in proportion to the price of the home sought
• Money on hand for the initial investment
• A minimal rental deposit if you intend to live in the home

Your credit score doesn't matter - Because the home is fully owned from the beginning, there is never a debt from one party to another, so there is no credit risk.

This program can be a perfect way to build your credit rating if you are just starting out and have no credit history, or to rebuild a bad credit score.

Ready to Get Started?

If you would like to be on your way to owning a home without debt and are ready to submit an application to become a Lead Buyer, contact us today.

We have Lead Buyers waiting for co-investors across the United States, including Virginia, Maryland, Texas, Michigan, California, and many other states.